Here's What Our Financing Covers
We know that the dream of soaring through the skies can feel out of reach when financial hurdles stand in your way. At Blue Line, we genuinely care about your journey, which is why we've joined hands with Aero Advantage by Climb and Stratus Financial to offer financing for our Career Pilot Program, and have cultivated relationships to refinance these loans once training is complete.
Loans for pilot training are intended to be temporary. They often have high interest rates as your training loan is considered high risk to many investors. Once you prove yourself, by successfully completing training and becoming employed in aviation, it's much easier to refinance at a substantially lower cost.
Through our partnership with Climb Credit, Blue Line students enjoy an industry-leading opportunity to pay just $150/month for the first two years of their aviation journey. By the time your monthly payment increases, you can be well on your way to a lucrative airline career where your monthly payment is less burdensome- if you haven't refinanced already.
Financing covers training costs and most of the additional expenses incurred, such as:
Flight School
Ground School
Housing
Training Materials
Test Fees
Click HERE to Apply for Financing With Aero Advantage by Climb
Contact us for instructions on how to apply with Climb
Click HERE to Apply for Financing With Stratus
Contact us for instructions on how to apply with Stratus
Start Now, Refinance Later
Get your training started right away and move toward pilot income faster with our strategic financing partnerships.
The "Start-Now" Bridge
Many Blue Line students use Climb (one of our primary financing partners) as a bridge to begin training sooner. Start right away, and once you're enrolled or earning pilot income, you can explore refinancing to potentially lower your rate or monthly payment.
Long-Term Restructuring
We’ve partnered with American Airlines Credit Union to help students refinance their loans to a more favorable rate and payment structure once they begin earning as a pilot.
Explore AACU Pilot RefinancingPro Tip for Applicants
We highly suggest applying with a co-borrower who has excellent credit. Doing so can significantly improve your approval odds and help secure much better loan terms right from the start.
Important notice: Finance and refinance decisions, as well as final terms, are always based on your personal credit profile, income level, and the specific lender's criteria at the time of your application. Refinance eligibility is not guaranteed.
Day In The Life Of Blue Line Student
Have you ever felt the thrill of imagining a day in the life of a student pilot at one of the nation's most dynamic flight schools? Join us on a heartfelt journey with Caleb, as we unveil the inspiring and transformative experience of being a student at Blue Line Aviation.
Watch Video →
Frequently Asked Questions
How long does it take to apply?
It only takes 10 minutes to apply!
What are the credit requirements?
Eligibility Criteria:
- US citizenship or permanent residency.
- Age of consent as per state.
Credit Score Requirements:
- Credit Score 720+:
- Student qualifies.
- Student qualifies.
- Credit Score 620-719:
- Different requirements based on credit score within this range.
- Minimum credit score: 620.
Is it a hard hit to apply for your financing?
AeroAdvantage
It is a hard hit to apply, but a soft pull for preapproval.
Hard Hit - A hard hit, or a "hard pull," occurs when you apply for a new line of credit, such as a credit card or loan. It means that a creditor has requested to look at your credit file to determine how much risk you pose as a borrower. Hard inquiries show up on your credit report and can affect your credit score.
Is a co-borrower required?
AeroAdvantage
It is not required to have a co-borrower, but it is highly recommended!
Do I have to pay the loan while I’m in school? Will interest still accrue if there is a deferment period?
AeroAdvantage/Stratus
Payments due during your training vary by lender and your individual agreement with them. There are instances where payments are deferred until your training is complete, but this does vary by lender and their offer to you. In most cases, interest does accrue during your deferment period.
What are the typical loan terms?
AeroAdvantage
The loan options offered by AeroAdvantage are not one-size-fits-all. Your personal credit history and financial profile are key factors in determining the interest rates and repayment terms you'll be offered. Additionally, AeroAdvantage's loan products are subject to change, so the available options will be based on their current offerings when you submit your application. We recommend applying to see the specific terms you qualify for.
What if I need assistance?
If you ever have any questions, we always recommend reaching out to one of our training advisors first by giving us a call at (919) 578-3713 or email at info@blueline-usa.com.

