HOW PILOT FINANCING WORKS

The Smart Way to Fund Flight School: Start Now, Refinance Later

Flight school loans don't have to be a forever burden. Think of your initial loan as a temporary bridge. Get funded quickly, finish your training in months instead of years, step into a high-paying airline job, and then refinance for a much lower monthly payment.

Talk to an Admissions Advisor Take the 60-Second Quiz

💡 Insider Tip: Applying with a parent or a co-borrower who has good credit is the fastest way to get approved and secure a much lower interest rate.

Everything You Need for Blue Line Aviation's Career Pilot Program is Covered

Our financing options can cover up to 100% of your training costs.* No hidden fees, no surprise bills out of nowhere.

*Loan offers, terms, and conditions are subject to credit approval.

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Flight Tuition

All your flight hours in modern aircraft with advanced glass cockpits.

🏫

Ground School

Classroom learning designed to help you ace your FAA written tests.

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Student Housing

Comfortable, fully furnished housing right down the road from the airport.

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Training Supplies

Your aviation headset, flight bag, iPad and textbook materials.

Want a breakdown of exact training costs? Ask an Admissions Advisor ➔

Our Flight School Loan Partners

We work with specialized lenders who understand aviation. Both allow you to check your pre-approval odds online in minutes with absolutely no impact on your credit score.

Aero Advantage by Climb

$150/mo

During Your First 2 Years

Pay just $150 a month for your first two years. This keeps your living costs incredibly low while you focus 100% on flying and building your skills before you start your airline career.

Time to Apply:About 10 Minutes

Credit Check:Soft Pull (No Score Hit)

Apply Online with Climb

HIGH FLEXIBILITY

Stratus Financial

Custom

Built By Pilots, For Pilots

Stratus looks beyond traditional bank rules. They look at your potential as a future airline pilot to build flexible loan packages that fit your career timeline.

Minimum Credit:620 Score Baseline

Co-Signers:Highly Recommended

Apply Online with Stratus

Not sure which lender makes the most sense for your situation?

Compare Your Options With Us

YOUR CHOSEN EXIT STRATEGY

Refinance with American Airlines Credit Union

Once you finish our fast-track training program and begin working as a pilot, you will be in a perfect position to lower your expenses. Many of our graduates have refinanced with American Airlines Credit Union (AACU) and other institutions, where they were able to easily swap their temporary school loans for a long-term, low-interest loan.

Learn About AACU

What Credit Score Do You Need?

Lenders classify profiles into three simple tiers. Knowing where you stand makes planning simple.

720+

Excellent Standing

You have a great chance of qualifying entirely on your own and unlocking the best interest rates available.

620 - 719

Standard Standing

You meet the requirements to apply. Adding a co-borrower with good credit will help lock in a much lower payment.

< 620

Co-Signer Needed

To get approved at this level, you will need an established family member or friend to sign onto the loan template with you.

Not sure what your score is or how to pick a co-borrower? We help students build funding plans every day. Review Your Situation With Us

ELIGIBILITY ENGINE

See If You Qualify For Financing

Stop guessing about loan limits and rates. Take our quick 60-second eligibility quiz on the right, or click below to lock in a slot with a member of our admissions team.

Speak Directly to a Blue Line Admissions Advisor

Deciding on flight training is an enormous investment. Our advisors aren't remote cold-call agents; they are aviation professionals ready to provide candid, real assessments of what training actually looks like.